The merchant payment app for India and the world

One app.
Every payment.
Built for reality.

Accept more ways to pay, protect every sale and manage money with confidence—all through one resilient QTX experience.

Onemerchant contract
Multiprocessor ready
Indiaresilient by design
9:41● ◒ ▰
QTX•••

Good morning, Rajesh

Sharma Electronics · QN11234

Sales today₹48,620↑ 16% vs yesterday

QUICK PAY

Enter amount to charge
Scan QR
My QR
Pay link
Aadhaar
Everything looks good.Next settlement tomorrow
HomePayActivityMoney
Payment received₹2,450 · just now
Quantara ShieldProtected end to end
UPICardsQRPayment LinksAEPSTap to Pay
One complete stack for merchant commerce

Everything payments.
One QTX.

A focused product suite that helps merchants get paid, stay protected and keep their business moving—without juggling disconnected systems.

01
ACCEPT

Payments, every way

UPI, cards, QR, payment links, Tap to Pay, AEPS and cash records in one familiar flow.

Explore the app
02
PROTECT

Intelligence behind every sale

Duplicate controls, risk signals and proof-of-sale records help reduce fraud and chargeback exposure.

See QTX Intelligence
03
MANAGE

Money without the mystery

Understand balances, processing payments, activity and settlements from one dependable view.

See money management
04
GROW

Resilience that scales

Multi-processor orchestration keeps the merchant experience stable as providers and volumes change.

Explore the platform
Made for Indian commerce

From the neighbourhood counter to the modern café.

QTX is designed around how business actually happens—different merchants, different devices and networks that are not always perfect.

Indian electronics merchant accepting a mobile payment
Everyday payments

Fast at the counter.
Clear after the tap.

Indian café owner accepting a contactless card payment
Modern acceptance

Cards and contactless,
without complexity.

Indian textile merchant receiving a QR payment
Built for the market

QR payments merchants
can trust.

Illustrative QTX campaign imagery created for Quantara X Private Limited.

One platform, every payment moment

Simple for merchants.
Powerful underneath.

QTX separates the merchant experience from processor complexity, so new providers and payment methods can be introduced without rebuilding the product.

01
Q

QTX

Premium merchant experience across mobile and web.

02
Q

Quantara

Identity, policy, merchant configuration and trusted records.

03
M

Magicland

Routing, orchestration and provider normalization.

04

Processors

Pine Labs, PaySprint and future payment partners.

Designed for operational trust

Not another happy-path payment app.

Real commerce happens on unstable networks, older devices and imperfect provider systems. QTX is designed to remain truthful through all of it.

See our approach
01

Safe recovery

Interrupted payments recover to a verified server state—without unsafe duplicate retries.

02

Processor freedom

One stable merchant contract, even as processors, routes and commercial partners change.

03

Server-side truth

A timeout never becomes a false success or failure. Ambiguity stays visible until resolved.

04

Built to scale

Independent services, durable queues and provider isolation support growth without a rewrite.

Built for business continuity

Less fragility.
More confidence.

Four design outcomes guide every layer of QTX—from the merchant screen to processor routing.

High resilience

Safe retries, durable transaction state and verified recovery keep interrupted payments from becoming lost payments.

Recover without guessing

High availability

Provider isolation and multi-processor routing reduce dependency on any single payment partner or failure domain.

Stay open for business

Lower cost to operate

One reusable integration contract reduces duplicated provider work, support effort and expensive platform rewrites.

Integrate once, extend often

Payment confidence

Server-side truth makes pending, successful and failed states explicit—giving merchants a dependable answer.

Every state accounted for
The QTX difference

Most payment apps connect.
QTX orchestrates.

A typical payment app exposes one provider through a polished screen. QTX adds a durable control layer that keeps the merchant experience stable while providers, routes and conditions change underneath.

Q
QTX Intelligence

Protection before, during and after every sale.

Our AI-assisted control layer evaluates transaction behaviour, stops suspicious repeat attempts and preserves the evidence merchants need when a payment is disputed.

01Duplicate payment controlDetects repeated card attempts and idempotency conflicts before they become multiple charges.
02AI-assisted risk decisionsCombines velocity, device, merchant and transaction signals to flag unusual behaviour for the right action.
03Proof of sale by designPreserves receipts, transaction timelines, consent and fulfilment evidence in a chargeback-ready record.
04Merchant-first dispute supportOrganises the supporting evidence needed to respond quickly and reduce avoidable chargeback losses.

Risk controls reduce exposure; they cannot guarantee prevention of every fraudulent transaction or chargeback.

CapabilityConventional payment appQTX
Processor strategySingle-provider dependency Multi-processor ready
Network interruptionRetry and hope Safe recovery from verified state
Payment statusTimeout shown as failure Pending remains pending until resolved
Adding a providerRebuild merchant integration Normalize once in Magicland
Operating economicsDuplicated integrations and support Shared platform capabilities
Merchant experienceChanges with provider behavior One consistent QTX contract
Duplicate chargesHandled after the complaint Controlled before repeat processing
Chargeback evidenceScattered across systems Proof-of-sale record prepared by design

Comparison describes QTX's architectural approach versus a conventional direct-to-processor implementation; individual competitor capabilities may vary.

One merchant app, built for every counter

Everything a merchant needs.
Already in their hand.

QTX turns a merchant’s phone or tablet into a complete payment workspace—accept, track and manage money from one beautifully consistent app.

QTXSharma Electronics•••
Sales today₹48,620↑ 16% vs yesterday
76Payments₹32,400Available₹16,220Processing
Quick actions
Scan QRMy QRPay linkAadhaar
Recent activity₹2,450UPI · Rohan Kumar1:42 PM₹1,850Card payment1:15 PM
9:41● ◒ ▰
QTX•••

Good morning, Rajesh

Sharma Electronics · QN11234
Sales today₹48,620↑ 16% vs yesterday
QUICK PAY
Enter amount to charge
Scan QRMy QRPay linkAadhaar
Everything looks good.Next settlement tomorrow
HomePayActivityMoney
01

Accept every way

UPI, QR, payment links, cards, Tap to Pay, Aadhaar-enabled payments and cash records—within one familiar flow.

02

Know what happened

Live activity, explicit payment states and searchable details give the merchant a dependable answer every time.

03

Manage the money

Balances, processing amounts and settlement visibility are part of the same experience—not a separate portal.

04

Work through disruption

Safe status recovery and clear pending states keep the interface truthful when connectivity becomes unreliable.

AndroidMerchant phone & tabletiOSMerchant iPhone & iPad

Hardware integrations can be added later without changing the core QTX experience.

International payment processing

Business across borders.
Clear at every step.

QTX gives merchants a transparent view of international transfers—what is sent, what it costs, what the recipient receives and when it should arrive.

INIndiaUSUnited StatesGBUnited KingdomAEUAESGSingapore
Upfront fees and indicative exchange rate Recipient and business verification End-to-end transfer status Integration-ready for regulated payout rails such as Wise
QTX GlobalTransfer estimateIndicative
₹100,000.00IN INR⌄
QTX processing estimate₹150.00
Payout-rail estimate₹500.00
÷ Indicative rate₹1 = $0.01196
$1,188.23US USD⌄
Estimated arrivalWithin 1 business day

Illustrative estimate only. Final rate, fee, availability and delivery time depend on compliance checks and the selected regulated payment partner.

Build the payment experience merchants deserve.

Domestic acceptance today. International commerce ready for tomorrow.

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